The Right Coverage for
Every Stage of Life

We offer a comprehensive range of life and health insurance solutions to protect you and your loved ones at every stage of life:

Health Insurance:

Medicare Advantage Plans

Combines Medicare coverage with additional benefits.

ACA (Obamacare) Plans

Affordable health insurance options for individuals and families.

Individual Health Plans

Comprehensive medical coverage for those who don't qualify for employer-sponsored plans.

Medicare Supplements (Medigap)

Helps bridge the gap in costs not covered by Original Medicare.

Prescription Drug Plans

Lowers the cost of your prescription medications.

Hospital Indemnity Plans

Provides a cash benefit to help offset hospital stay expenses.

Dental Insurance

Keeps your dental care affordable.

Home Healthcare Plans

Provides coverage for in-home care services.

Annuity Plans

Offers guaranteed income for your retirement years.

For the Medicare advantage plans, a scope of appointment form is needed. Clients are required to fill it out and submit it back to us in order to set up appointments for counseling.

Here's What You Should Do:

You have a 7-month window of time to sign up for Medicare. It's called your Initial Enrollment Period or IEP. Your IEP includes your 65th birthday month, the 3 months before and the 3 months after.

If you are planning to continue working past 65, you may be able to delay enrolling in Medicare. If you have suitable health coverage from your employer or are covered under a spouse's employer plan, you may qualify for a Special Enrollment Period, and be able to delay enrolling without penalty. If an employer has less than 20 employees, you may still be required to take full Medicare benefits.

How do I Enroll?

Enroll in Original Medicare online at the Social Security website or by calling or visiting your local Social Security office.

Enroll directly in the plan; e.g., on the plan’s website or Medicare.gov .

Apply directly for the plan; e.g., on the plan’s website.